Your Local Area Expert

You need a local expert working for you
With my expert knowledge of the local real estate market, I know how to help you with your unique needs and protect your best interests through every aspect of a real estate transaction. I am focused on providing you with the most personal attention and best service available.

You need the advice of a Real Estate Professional
The Internet is a great place to find information. But it can't provide the in depth local knowledge and personalized service of a local real estate professional. The challenges of the real estate industry are getting more complex every day. You need a professional that is on top of the market and is prepared to protect your interests and guide you throughout the process. As a local real estate expert I am constantly researching the market and analyzing home prices so I can serve you with the latest and most accurate information.

For most families, buying or selling a home is one of the biggest decisions you'll ever make.

I'd be honored for the chance to help you. Let's get together to talk about your home buying and/or selling plans. Call me at the office (310) 784-2828 or send me an e-mail (frances@excelfunding.com), we'll set-up a time to meet that is easy and convenient for you.

I look forward to working with you!

Frances Baldwin                                                                      

(310) 784-2828

frances@excelfunding.com

 www.southbayhomeloans.net

P.S. If you're not ready to meet in person, please tour my website. I'm sure you'll find the resources here useful and helpful. Enjoy!


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.56%4.71%
15-yr Fixed4.03%4.24%
1-yr Adj3.7%4.59%
* national averages





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South Bay Home Loans & Excel Real Estate Services, Inc. 28924 South Western Avenue, Suite 100 Rancho Palos Verdes, CA 90275
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